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Get the Loan Now !If you have found it difficult to get a home loan in the past for not having adequate income proof or other institutions refusing to provide you with a loan due to the nature of your business, you are not alone. If you find the loan application process complicated, we are here to help you at every step of the way. With the right support, getting a home loan can be a quick, easy, and rewarding experience.
Our home loan has been designed with you in mind. We offer easy eligibility norms and require very few basic documents. You can get a home loan in as little as 72 hours as we have a team of legal and technical experts at all of our branches.
Nothing should come between you and your dream of owning a home. We are here to assist you even after your loan is disbursed – be it during repayment or whenever you need any type of funding in the future.
Our home loan helps salaried individuals like government employees and corporate professionals, as well as self-employed individuals like doctors, lawyers, CAs, traders, and small business owners. We are committed to your dream of owning a home of your own.
Getting a home loan is quicker with us due to our flexible eligibility norms and basic document requirements. Even if you don’t have formal income proof documents like ITR but have a good history of repaying loans, our local experts will help you get the support you need. We also offer personalized assistance throughout the application process, ensuring a smooth experience. With competitive interest rates, owning your dream home has never been easier.
Tip: To increase your eligibility, you can even add a co-applicant like your spouse or immediate family member.
Whether your needs are big or small, we finance them all. You can get a home loan for all the following:
1. Under-construction property, ready-for-possession property, or builder property.
2. New property or resale property.
3. Property from state housing boards such as DDA and MHADA/existing Co-operative Housing Society/Apartment Owners' Association/Development Authorities settlements/homes by private developers.
4. For property in cities, regularized colonies, and gram panchayat properties.
5. For multi-unit or self-constructed property or even to construct a house on a plot of land you own or to refinance a residential property.
6. For construction on a freehold/leasehold plot or on a plot allotted by a Development Authority.
No matter how much you plan, there will be unexpected expenses along the way. It could be a medical emergency or an urgent cash requirement for your business. Our Gold loan is a convenient way to manage short-term cash needs as it comes with non-jumping interest rates that stay the same throughout your loan tenure.
KS Finoleg provides flexible repayment options for gold loans. You can either pre-pay at any time during the loan tenure or opt for bullet repayment by paying the full amount at the end.
• Pre-pay anytime during the loan tenure
• Pay in full at the end of the tenure (Bullet repayment)
There are a few basic criteria you must fulfill in order to be eligible for a gold loan from us.
• You must be an Indian resident.
• You must be at least 21 years of age.
• Your age at the time of the maturity of the loan should not exceed 70 years, so that you can enjoy your golden years without paying EMIs.
• You must be the owner of the gold jewelry you are depositing.
• You must be an individual (our gold loan is not available to non-individuals)
To apply for a gold loan with us, make sure you carry these documents to your nearest branch:
• KYC Documents (Proof of Identity and Proof of Address)
• PAN/Form 60
• Photograph
• Blank canceled cheque
what's special about KS Finoleg?
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